Labuan reinsurer licence, filed under our own licence.
Treaty and facultative reinsurance under Labuan FSA. RM10 million capital, international cession scope, and operational management designed before filing.
Make an enquiryLabuan reinsurer licence, capital and programme combined.
As applicants enter Labuan FSA reinsurer licensing, the RM10 million capital floor sits alongside parallel reviews of reinsurance programme design, retrocession arrangements, cedant relationships, and Labuan International Insurance Association membership.
QX Trust files reinsurer applications under our own Labuan FSA licence as the recognised party, drafting the programme design, treaty templates and capital adequacy documentation before the file is opened with the regulator.
Your reinsurer file, filed directly by the licensed firm.
QX Trust Co. Ltd is a Labuan Managed Trust Company headquartered in Labuan IBFC. We file applications as the recognised party, not through an intermediary. We serve you in English, Chinese and Malay.
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Labuan FSA licensed
LMT0081
Our Labuan licence
EN + ZH + MS
Language desks
Labuan IBFC
Headquartered
What sits in the Labuan reinsurer file.
Six deliverables prepared and assembled under one channel before submission to Labuan FSA.
Reinsurance programme design
Treaty and facultative programme scope, retention strategy, target cedant markets and retrocession arrangements documented for FSA review.
Capital and parent guarantee
RM10 million paid-up capital evidenced through a Labuan-bank account. Parent-company letter of guarantee drafted and notarised where applicable.
Fit-and-proper vetting
Director, principal officer and shareholder vetting prepared for Labuan FSA prior-approval. Adverse-source declarations and reference checks documented.
Operational management plan
Labuan-based operational management office plan, underwriting team structure, technology infrastructure and outsourcing schedule.
LIIA membership pathway
Labuan International Insurance Association application prepared in parallel with the FSA file so membership lands in step with licence grant.
AML, risk and governance policies
An anti-money-laundering manual, risk register, claims and conduct policies, and corporate-governance framework calibrated to Labuan reinsurance practice.
Four steps from scope to grant.
One channel, one owner, one timeline across the four phases of a Labuan reinsurer licence application.
Pre-licensing audit
Business model, capital plan, reinsurance programme and governance framework benchmarked against Labuan FSA reinsurer criteria. Gaps closed before drafting.
File scope and drafting
Business plan, programme design, constitutional documents, fit-and-proper questionnaires and parent-guarantee letter drafted and assembled.
Submission and dialogue
File submitted under our Labuan FSA licence. We absorb regulator queries, coordinate director-approval steps and manage LIIA membership in parallel.
Licence grant and handover
Approval issued by Labuan FSA. We hand over operating documentation, the annual reporting calendar and a substance-compliance schedule.
Capital, programme and management, one file.
Labuan reinsurer licences pass or fail on three parallel tests. We coordinate all three under a single Labuan-FSA licensed channel, before the file enters review.
- Capital floor of RM10 million benchmarked and evidenced via Labuan-bank account.
- Reinsurance programme design, treaty templates and retrocession arrangements documented.
- Operational management plan with Labuan-based underwriting team and infrastructure.
- LIIA membership and director prior-approval steps prepared for Labuan FSA.
Frequently asked.
Direct answers on capital, programme scope, cessions and timelines.
What is the minimum capital for a Labuan reinsurer?
Minimum paid-up capital or working funds of RM10 million or its equivalent in any foreign currency, maintained with a bank in Labuan.
Can a Labuan reinsurer write treaty and facultative business?
A Labuan reinsurer assumes part of the liability under another insurer's or reinsurer's original contracts, and may conduct general or life reinsurance business. The reinsurance programme scope is set in the business plan and confirmed in the licence conditions.
Can a Labuan reinsurer accept business from outside Labuan?
Yes. Labuan reinsurers are designed to accept international cessions in foreign currency. A Labuan reinsurer may also carry on reinsurance of domestic Malaysian business, which may be transacted in Malaysian Ringgit, alongside its foreign-currency international cessions.
What is the difference between a Labuan reinsurer and a captive?
A reinsurer accepts risks from multiple cedants. A captive is owned by its insureds and accepts risks only from its parent group or affiliates. Capital floors and substance differ accordingly.
How long does the Labuan reinsurer licence take?
Timelines depend on the completeness of the file and on director, principal officer and capital-adequacy reviews, alongside reinsurance programme assessment. We confirm an expected timeline once your business plan is scoped.
What is LIIA membership for a Labuan reinsurer?
All licensed Labuan reinsurers must hold Labuan International Insurance Association membership. LIIA coordinates industry guidelines, represents the reinsurance sector with Labuan FSA, and sets ongoing reporting expectations.
Scoping a Labuan reinsurer licence?
Tell us about your programme. We benchmark the capital, design the treaty scope, and route the file under our Labuan FSA licence.
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