Labuan building credit company licence, filed under our own licence.
Asset-backed financing, building credit and secured lending under Labuan FSA. Capital, scope and substance designed before filing.
Make an enquiryBuilding credit licence, scope and collateral combined.
As applicants enter Labuan FSA building credit company licensing, capital is set case-by-case against asset-backed lending risk. Collateral-management procedures must hold up under regulator scrutiny, and substance must scale to portfolio size and asset class complexity.
QX Trust files building credit applications under our own Labuan FSA licence as the recognised party. We draft the activity scope, collateral framework and substance plan before the file is opened with the regulator.
Your building credit file, filed directly by the licensed firm.
QX Trust Co. Ltd is a Labuan Managed Trust Company headquartered in Labuan IBFC. We file applications as the recognised party, not through an intermediary. We serve you in English, Chinese and Malay.
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Labuan FSA licensed
LMT0081
Our Labuan licence
EN + ZH + MS
Language desks
Labuan IBFC
Headquartered
What sits in the Labuan building credit file.
Six deliverables prepared and assembled under one channel before submission to Labuan FSA.
Business plan and product scope
A business plan covering asset classes, target client industries, geographic reach and book projections.
Capital plan
Capital plan calibrated to asset-backed lending risk, expected book size and collateral concentration profile.
Collateral framework
Collateral valuation methodology, lien-perfection procedures, recovery-policy and asset-management framework documented.
Fit-and-proper vetting
Director, principal officer and shareholder vetting prepared for Labuan FSA prior-approval. Asset-finance experience evidenced.
Operational substance
Labuan physical office, credit and collateral team, technology infrastructure and supervisory framework documented, sized to the Labuan substance regulations.
AML, governance and reporting
AML manual, governance framework, supervisory reporting calendar and audited accounts arrangement prepared.
Four steps from scope to grant.
One channel, one owner, one timeline across the four phases of a Labuan building credit licence application.
Pre-licensing audit
Business model, asset class focus, capital plan and substance footprint benchmarked against Labuan FSA building credit criteria.
File scope and drafting
Business plan, collateral framework, constitutional documents, fit-and-proper questionnaires and substance plan drafted.
Submission and dialogue
File submitted under our Labuan FSA licence. We absorb regulator queries and coordinate director-approval steps.
Licence grant and handover
Approval issued by Labuan FSA. We hand over operating documentation, supervisory reporting calendar and AML framework.
Capital, collateral and substance, one file.
Labuan building credit licences pass or fail on three parallel tests. We coordinate all three under a single Labuan-FSA licensed channel, before the file enters review.
- Capital plan calibrated to asset-backed lending risk and book size.
- Collateral framework with valuation, lien-perfection and recovery procedures.
- Substance plan with qualified credit team and Labuan office documented.
- Filing routed through our Labuan FSA licence, not via intermediary.
Frequently asked.
Direct answers on building credit scope, capital, activities, substance and applicants.
What is a Labuan building credit company licence?
A Labuan building credit company licence authorises asset-backed financing operations, including building credit, equipment financing, hire purchase and related secured lending activities under Labuan FSA framework.
What capital does a Labuan building credit company need?
A minimum paid-up capital is set by Labuan FSA for this category. Labuan FSA may set a higher figure depending on the activity scope and asset class focus, confirmed per applicant.
What activities can a building credit company undertake?
Asset-backed lending, building credit, equipment financing, hire purchase, secured lending and related collateral-management services. Activity scope is set in the licence conditions.
What substance does a building credit company need?
Physical office in Labuan, qualified credit and collateral team, AML/CFT compliance and ongoing supervisory reporting. Substance scales to the size and complexity of the asset book.
Who applies for a Labuan building credit company licence?
Typical applicants include asset-finance specialists, equipment leasing groups expanding into financing, and corporate groups consolidating in-house secured-lending operations under a Labuan FSA-licensed vehicle.
How long does the licence application take?
Labuan FSA targets 30 working days from a complete file (15 working days fast track) under its Client Charter. In practice, director and principal-officer prior-approval and business-plan review can extend the calendar.
Scoping a Labuan building credit company licence?
Tell us about your asset book. We benchmark the capital, design the collateral framework, and route the file under our Labuan FSA licence.
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